220 Nancy Drive

Shelby, NC
$ 349,000 Beds 4 Baths 2 Sq 1,663
Monthly Estimate* How much can I afford?

Welcome to this beautifully built 2026 single-story home in the desirable Rucker Downs community of Shelby! Situated on a generous .57-acre lot, this move-in-ready property offers the perfect blend of modern style, comfort, and functionality. Step inside to an inviting open floor plan featuring 1,663 heated square feet, 4 spacious bedrooms, and 2 full baths. The bright living area flows seamlessly into the kitchen, creating an ideal space for entertaining or everyday living. The kitchen comes equipped with stainless appliances including an electric range, dishwasher, microwave, and electric water heater. Stylish finishes such as vinyl plank flooring, tile accents, and walk-in closets add both beauty and practicality. The primary suite is conveniently located on the main level and features a full bath and generous closet space. A dedicated laundry room on the main floor adds convenience to your daily routine. Exterior highlights include an architectural shingle roof, and a covered front porch perfect for relaxing with your morning coffee. The attached two-car garage and driveway provides ample parking and storage. Additional features include central heating and air, county water, septic system, and no HOA. This home offers peaceful surroundings while remaining convenient to local amenities. Don’t miss your opportunity to own this brand-new home in Shelby!

Single Family

  • Price
  • $ 349,000
  • City
  • Shelby
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • CLEVELAND
  • Half Bathrooms
  • 0
  • Area
  • Cleveland County
  • Lot Size
  • 0.57 Acres
  • Zip
  • 28152
  • Sqr Footage
  • 1,663
  • Year Built
  • 2026
  • Style
  • MLS#
  • 4406153
Listed By: Northstar Real Estate, LLC; brettsellscharlotte@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1663
Sewer Septic Installed
Heating Central
Cooling Ceiling Fan(s),Central Air
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Electric Oven,Electric Water Heater,Microwave
Development Status Completed
Garage Spaces 2
Patio/Porch Features Covered,Front Porch
Security Features Smoke Detector(s)
Construction Materials Vinyl
Year Built 2026
Levels One
Property Subtype Single Family Residence
Parcel Number 43288
County Cleveland
New Construction Yes
Property Type Residential
HOA No
Subdivision Name Rucker Downs
Garage Y/N Yes
Full Baths 2
High School Shelby
City Shelby
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Elizabeth
Middle/Junior High School Shelby
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 21090

Interior Features

Interior Amenities Attic Stairs Pulldown,Open Floorplan,Walk-In Closet(s)
Flooring Tile,Vinyl
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 1663
Laundry Features Inside,Laundry Closet,Main Level
Total Bedrooms 4
Total Baths 2
SqFt Main 1663
Bedroom 4

Exterior Features

Parking Features Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry
Water Source County Water
Lot Size Area 0.57
Foundation Details Slab
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Elizabeth Elementary School
Middle School Shelby Middle School
High School Shelby High School

Price History

7/21/2026 Listed $349,000

Property vs Zip Code Average in 28152

Price
AVG $290K
$350K
Year Built
AVG 1996
2026
Visits
AVG 183
56
Data Provided by Inside Real Estate®

220 Nancy Drive Shelby, NC is a Single Family Home for sale at $349000 with 1663 sqft and a lot size of 0.57 Acres Acre(s). 220 Nancy Drive Shelby has 4 bedrooms, 2 baths and was built in 2026. The property's zip code is 28152 which is in Shelby, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.