850 Mainsail Road

Salisbury, NC
$ 1,945,000 Beds 4 Baths 5 Sq 5,495 Virtual Tour
Monthly Estimate* How much can I afford?

RARE 5% SELLER FINANCING + PRICE IMPROVEMENT! Experience modern waterfront luxury on High Rock Lake with breathtaking long-range views, spectacular sunsets & contemporary architecture, approx. 50–60 minutes from Charlotte Douglas International Airport. This pristine estate features a striking kitchen with marble tile, oversized island & hidden walk-in pantry. The luxurious primary suite offers a spa-inspired bath, while 3 additional bedrooms each feature a private en-suite bath. Outside, enjoy a private beach, manicured grounds, level walk to the water & oversized 1,000+ sq. ft. private dock. Oversized 3-car garage offers epoxy floors, ample storage & EV-ready outlet. Seller financing may be available at 5% for qualified buyers with 20% down. Estimated P&I approx. $8,350/month—nearly $2,000/month less than financing at 7%. Ask listing agent for financing terms & qualification requirements.

Single Family

  • Price
  • $ 1,945,000
  • City
  • Salisbury
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • ROWAN
  • Half Bathrooms
  • 2
  • Area
  • Rowan County
  • Lot Size
  • 0.45 Acres
  • Zip
  • 28146
  • Sqr Footage
  • 5,495
  • Year Built
  • 2024
  • Style
  • MLS#
  • 4398206
Listed By: John Christian Luxury Real Estate; john@johnchristianluxury.com
Data Source: Canopy MLS

Features

General

Living Area 5495
Sewer Septic Installed
Heating Electric,ENERGY STAR Qualified Equipment,Heat Pump,Humidity Control
Cooling Heat Pump,Zoned
Appliances Convection Microwave,Convection Oven,Dishwasher,Electric Oven,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Freezer,ENERGY STAR Quali
HOA Fee 75
Garage Spaces 3
Patio/Porch Features Covered,Patio,Porch
Security Features Smoke Detector(s)
Construction Materials Fiber Cement,Stone
Year Built 2024
View Water
Levels Three
Property Subtype Single Family Residence
Parcel Number 612242
Waterfront Features Beach - Private,Pier
Assoc Fee Paid Per Annually
County Rowan
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Anchor Downs
Garage Y/N Yes
Full Baths 4
High School North Rowan
City Salisbury
Body of Water High Rock Lake
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Hanford
Middle/Junior High School North Rowan
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Deed
Tax Assessed Value 1098187
Listing Terms Cash,Conventional,Owner Financing

Interior Features

Interior Amenities Garden Tub,Kitchen Island,Pantry,Walk-In Closet(s),Walk-In Pantry
Flooring Carpet,Stone,Tile,Wood
Fireplace Features Living Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 5495
Half Baths 2
Laundry Features Electric Dryer Hookup,Laundry Room,Third Level,Washer Hookup
Total Bedrooms 4
Total Baths 6
SqFt Main 1423
SqFt Upper 2033
Bedroom 1

Exterior Features

Fencing Fenced,Partial
Parking Features Attached Garage
Lot Features Views,Waterfront
Water Source Well
Lot Size Area 0.45
Foundation Details Slab
Road Surface Type Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hanford Elementary School
Middle School North Rowan Middle School
High School North Rowan High School

Price History

7/1/2026 Listed $2,150,000
8/20/2026 8% - $1,995,000
9/25/2026 3% - $1,945,000

Property vs Zip Code Average in 28146

Price
AVG $430K
$1.95M
Year Built
AVG 1990
2024
Visits
AVG 170
64
Data Provided by Inside Real Estate®

850 Mainsail Road Salisbury, NC is a Single Family Home for sale at $1945000 with 5495 sqft and a lot size of 0.45 Acres Acre(s). 850 Mainsail Road Salisbury has 4 bedrooms, 4 baths and was built in 2024. The property's zip code is 28146 which is in Salisbury, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.